Innovative Mortgage Services, Inc offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conventional Loans
FHA
Jumbo
Reverse Mortgage
VA Loans

Conventional Loans
Conventional loans for terms as little as 10-years and as great as 30-years. Fixed, adjustable,and balloon terms available.

FHA
Federally Insured Mortgages as a Third Party Originator. Down payments as little as 3.5%. Less restrictive qualifying guidelines. Gifts permitted.

Jumbo
Jumbo loans for home mortgages beyond the conventional maximum limit. Fixed, adjustable and balloon terms available.

Reverse Mortgage
Tap the equity in your home with a reverse mortgage. You can't beat a mortgage that pays you for life!

VA Loans
Veteran Administration loans honor our military personnel with 100% financing and competitive terms.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.